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Automate saving with this smart account that links to your free Kasasa® checking.

Key Features

  • High Interest
  • Automatic Savings
  • No Monthly Maintenance Fee
  • Digital Banking
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
    • 1.25% APY* on balances up to $100,000
    • 1.25% to 0.75% APY on balances over $25,000 depending on balance in account*
    • 0.01% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking services, including:
    • Online banking
    • Mobile banking with mobile deposit
    • E-Statements
    • And more
  • $50 minimum deposit to open

Please note that receiving e-statements is a condition of having this account.

Earning your rewards is simple and easy.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction 
  • At least 12 debit card purchases

And if you don’t meet these qualifications, your accounts are still free.

Plus, you’ll still earn our base interest rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

"Monthly Qualification Cycle" means the current statement cycle.

"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

Reward Information:

When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 1.25% and daily balances over $100,00 earn an interest rate of 0.25 % on the portion of the daily balance over $100,000, resulting in a range from 1.25% to 0.75% APY depending on the account's daily balance.

When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.01% resulting in an annual percentage yield of 0.01% APY.
Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 12/01/2018.

APY calculations are based on an assumed balance of $100,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

$50.00 minimum deposit is required to open the account.

Monthly eStatements are a condition of this account.

Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.

Limit of 1 account per social security number.

There are no recurring monthly maintenance charges or fees to open or close this account.