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Choose the Belmont Bank & Trust credit card you want and shop in-store or online, pay bills, travel locally or abroad, and earn rewards every time you use your credit card. 

Key Features

  • Competitive Rates
  • Anytime Funds
  • Local Service

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Classic Credit Card: Classic Credit Card makes everyday purchases more rewarding with cash back1

Rewards, Rates, Fees: 

  • Earn unlimited 1% cash back1 for every purchase. 
  • Annual Fee2: $0 
  • Purchase Rate:?10.74-24.74% Variable APR2 

Ultimate Credit Card: Turn everyday purchases into rewards that you can redeem for gift cards and merchandise. 

Rewards, Rates, Fees: 

  • Reward: Earn 1 Rewards Point3 for every $1 spent and redeem for travel, gift cards, merchandise and more. 
  • Annual Fee2: $0 
  • Purchase Rate:?10.74-24.74% Variable APR2 
  • Bonus: Earn 10,000 bonus points when you spend $3,000 in the first 90 days4

World Credit Card: Create share-worthy experiences with added card benefits and rewards. 

Rewards, Rates, Fees: 

  • Reward: Earn 1 Rewards Point5 for every $1 spent and redeem for travel, gift cards, merchandise, and cash back. 
  • Annual Fee6: $0 
  • Purchase Rate:?11.74% Variable APR6 
  • Bonus: Earn 25,000 bonus points when you spend $3,000 in the first 90 days7

World Elite Credit Card: Travel like a VIP with amazing card benefits and rewards. 

Rewards, Rates, Fees: 

  • Reward: Earn 1 Rewards Point8 for every $1 spent ? from VIP experiences to day-to-day activities, and redeem for travel, gift cards, cash back and more. 
  • Annual Fee9: $95 
  • Purchase Rate:?10.74% Variable APR9 
  • Bonus: Earn 50,000 bonus points when you spend $5,000 in the first 90 days10

 

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Mastercard® Benefits: 

  • Mastercard Zero Liability Protection11 
    • Help protect against unauthorized card purchases. 
  • Mastercard Global Service11 
    • Global assistance, 24/7, for lost or stolen cards, emergency card replacement, and emergency cash advances. 
  • Mastercard Airport Concierge12 
    • Enhanced travel benefits while traveling. 
  • Mastercard ID Theft Protection11 
    • High-risk transaction monitoring and alerts, and white-glove restoration services. 
  • Priceless® Experiences11 
    • Access to exclusive experiences including dining, concerts. Etc. 

 

 

  1. Earn one Rewards Point (1% cash back) for each $1 spent on qualified purchases. The cash redemption value of each Reward Point is $0.01. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information 
  2. Variable APR of 10.74-24.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Individual account rates are determined by credit score and credit history. Subject to credit approval and verification of information provided in your application. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: None. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater.  Foreign Transaction Fee: 3% of the US Dollar amount of the transaction. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment. 
  3. Earn one Rewards Point for each $1 spent on qualified purchases. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points expire after 3 years from the accrual date. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information. 
  4. Ultimate Card Bonus Points Offer. You will earn 10,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Points expire after three years. Redeem for travel, gift cards, merchandise and more. 
  5. Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information. 
  6. Variable APR of 11.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: None. Balance Transfer Fee either$10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: None. Late Payment Fee of up to$40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment. 
  7. World Card Bonus Points Offer. You will earn 25,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards Points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit. 
  8. Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number.  For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points.  Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions at gonow.credit/rewards for redemption instructions and additional information. 
  9. Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: None. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment. 
  10. World Elite Card Bonus Points Offer. You will earn 50,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $5,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit. 
  11. Mastercard, Priceless, Mastercard World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information. 
  12. For details on Mastercard Airport Concierge visit mastercard.globalairportconcierge.com 
 
These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.